European Venmo Alternatives

A curated collection of the 3 best European alternatives to Venmo.

The best European alternative to Venmo is Tricount. If that doesn't suit you, we've compiled a ranked list of other European Venmo alternatives to help you find a suitable replacement. Other interesting alternatives to Venmo are: Splid and Sling Money.

Venmo alternatives are mainly FinTech Solutions. Browse these if you want a narrower list of alternatives or looking for a specific functionality of Venmo.

This list contains services from companies based in a member state of the European Union (EU), the European Economic Area (EEA) and the European Free Trade Association (EFTA). You can read more about the listing conditions here.

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Track shared costs with friends, roommates, or travel companions. Split bills fairly, sync expenses in real-time, and settle up with ease.

Screenshot of Tricount website

Track shared expenses without the hassle. Whether you're traveling with friends, sharing rent with roommates, or managing couple finances, this app makes group expense tracking simple and transparent.

Key features that make expense sharing effortless:

  • Real-time expense tracking - Add any expense type (tickets, groceries, fuel) and automatically calculate who owes what
  • Multiple splitting options - Split equally, by custom amounts, or by parts to ensure fair distribution
  • Collaborative tracking - Share your expense group link so everyone can add their own costs and stay updated
  • Smart settlement suggestions - Get optimized payment recommendations to minimize transactions
  • Automatic expense import - Integration with bunq cards for hands-free expense logging
  • Direct payment requests - Send payment requests and receive money straight to your bank account

Perfect for every group scenario:

  • Travelers - Track shared trip costs without money stress
  • Couples - Maintain transparent and fair expense sharing
  • Roommates - Manage rent, bills, and household expenses seamlessly

Trusted by 17 million users worldwide with a 4.8-star rating in app stores. The app eliminates awkward money conversations by providing clear, real-time visibility into who paid what and who owes whom.

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Simplify group expense splitting with automatic calculations, 150+ currencies, offline functionality, and PDF/Excel exports. Perfect for travel and shared costs.

Screenshot of Splid website

Split group expenses without the hassle of manual calculations or awkward money conversations. This intuitive expense-splitting app automatically calculates who owes what to whom, eliminating disputes and confusion.

Perfect for travel and group activities with support for 150+ currencies and automatic conversion rates. Whether you're planning a vacation with friends, sharing household expenses, or organizing group events, the app handles complex splitting scenarios effortlessly.

Works seamlessly online and offline - create groups instantly without sign-up requirements. Enter expenses individually or collaborate with your group in real-time when connected. The clean, user-friendly interface makes expense tracking simple for everyone.

Export detailed summaries as PDF or Excel files for record-keeping or reimbursement purposes. Track spending patterns, generate reports, and maintain transparency across all group members.

Key features include:

  • Smart expense calculations that show exact amounts owed
  • Multi-currency support with automatic conversion
  • Offline functionality for use anywhere
  • Collaborative expense entry when online
  • Professional export options (PDF/Excel)
  • No registration required for quick setup
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Send money globally in minutes at very low cost. Connect local payment methods, search recipients by name, and transfer funds between accounts or via messaging apps.

Screenshot of Sling Money website

Sling Money offers a faster and less expensive method for moving money globally, utilizing advanced payment technologies. It seamlessly integrates with local payment systems worldwide, enabling you to use your preferred financial products.

Sending money is straightforward with these three steps:

  • Add Funds: Connect your bank account, debit card, or mobile money account. Your local currency is converted into a digital stablecoin in your Sling Wallet.
  • Find Recipient: Search for anyone in the global directory using just their name, eliminating the need for account numbers.
  • Send Instantly: Specify the amount in any currency. The funds arrive immediately and can be converted to the recipient's local currency, simplifying exchange rate concerns.

Key advantages include:

  • Worldwide Access: Send and receive money from virtually anywhere.
  • Rapid Transfers: Funds typically arrive in minutes.
  • Cost-Effective: Enjoy significantly lower fees.
  • Flexible Options: Transfer between your own accounts in over 70 countries, or send money via a message using a Sling Link—no bank details required from the recipient.
  • Full Ownership: Your Sling Wallet ensures you have complete control over your funds. Money is converted to digital currency, and transactions occur on a secure blockchain, enabling instant, low-cost global transfers.
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Venmo

From the USA, quickly send funds to friends, divide expenses, and complete purchases online or in apps. Experience convenient peer-to-peer payments with a social feed.
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3 Best European Venmo Alternatives in 2025 – EuroAlternative