European Stripe Alternatives

Polar is a comprehensive payment infrastructure platform designed specifically for SaaS and digital product businesses. The platform offers seamless integration with popular frameworks like Next.js, allowing developers to implement secure checkouts in under a minute.

Key Features:

• Framework Adapters: Quick integration with Next.js, BetterAuth, and TypeScript support
• Usage-Based Billing: Automated ingestion strategies including LLM token consumption tracking with Vercel AI SDK support
• Merchant of Record Services: Complete handling of sales tax, VAT, GST, and international compliance
• Automated Product Benefits: License keys, digital downloads, GitHub repository access, and Discord server integration
• Command Line Tools: Bootstrap products and migrate from competitors like LemonSqueezy

The platform excels in simplicity and automation, offering features like integrated customer portals, granular webhook handlers, and detailed transaction ledgers. With Stripe Connect integration for withdrawals and comprehensive analytics, Polar handles the complex aspects of digital commerce while maintaining developer-friendly APIs.

Pricing starts at 4% + 40¢ per transaction with early member rates, making it accessible for businesses of all sizes looking to modernize their payment infrastructure.

Wero enables fast and secure digital payments, allowing you to send and receive money between bank accounts in under 10 seconds, 24/7. It's designed for simplicity and seamless transactions across Belgium, France, and Germany, with all you need being a phone number.

Key benefits include:

• Super fast payments: Transactions complete in less than 10 seconds.
• Always available: Send and receive money day or night, including weekends.
• Easy access: Available to most bank customers in initial launch countries.
• Borderless banking: Effortlessly send money to friends and family across supported European countries.
• Made in Europe: A proudly European solution.

Wero is just getting started, with plans to expand to more European countries like the Netherlands in 2025. Future updates will also introduce capabilities for in-store and online purchases, as well as managing subscriptions directly from your Wero digital wallet. This makes it easier to settle up with family and friends, pay your share for group activities, or quickly reimburse someone.

Klarna helps you save by comparing prices on 3.4 million products from 6,400 Spanish stores. Discover the best deals and choose how you want to pay: immediately, in 30 days, or in flexible installments (3, 6, or 12 months). Shop with confidence online, in your favorite physical stores using the app, or directly within the Klarna app itself.

Key benefits include:

• Flexible Payments: Tailor your payments to your budget.
• Interest-Free Options: Pay on time and avoid interest on select plans.
• Simple Checkout: Enjoy a quick and hassle-free payment process.
• Security and Buyer Protection: Shop securely knowing your purchases are protected.
• Cashback and Exclusive Offers: Get more value with cashback and special deals available in the app.
• Save and Manage Finances: Some account options allow you to save and earn interest.

Control your spending, find great deals, and enjoy a smoother shopping experience.

This platform offers a comprehensive solution for businesses aiming to optimize their payment processes and drive growth. It provides a global payments network with local acquiring capabilities in over 50 countries, enabling businesses to accept payments online and disburse funds efficiently. Key advantages include:

• Increased acceptance rates: Demonstrated improvements such as a 6% uplift in specific European markets and a general 4.15% increase.
• Robust fraud protection: Utilizes AI and a flexible fraud engine to secure transactions and ensure compliance in a dynamic regulatory environment.
• Unified platform: A single API grants access to a full suite of modular payment capabilities, including global payins/payouts, risk management, and performance optimization tools.
• Enhanced customer experience: Facilitates seamless transactions with support for major card schemes and popular local payment methods worldwide.

The system is built on a highly resilient, cloud-native architecture with self-healing capabilities, ensuring reliable uptime. Businesses can manage and monitor money movement worldwide through an intuitive dashboard, benefiting from transparent pricing and dedicated expertise to unlock revenue.

Mollie provides a comprehensive solution for businesses of all sizes to manage online and in-person payments effortlessly. Powering growth for over 250,000 businesses, from startups to enterprises, it offers a single platform to drive revenue, reduce costs, and simplify financial management.

Key benefits include:

• Effortless Payments: Accept all leading payment methods online and in-person, including innovative options like Tap to Pay on iPhone.
• Simplified Finances: Manage payments, subscriptions, financing, reconciliation, and fraud prevention all in one place.
• Business Growth: Increase conversion with a personalized checkout experience and get paid faster using secure payment links.
• Seamless Integration: Connect easily with prebuilt integrations for popular ecommerce platforms and tech stacks, or utilize ready-to-go client and server libraries.
• Dedicated Support: Access industry-leading support whenever your business requires it.

Use the centralized dashboard for managing payments, gaining insights, accessing funding, and streamlining accounting. This platform helps you accept online payments, set up terminals for in-person transactions, simplify subscription billing, and effectively combat fraud.