European Splitwise Alternatives

A curated collection of the 3 best European alternatives to Splitwise.

The best European alternative to Splitwise is Splitser. If that doesn't suit you, we've compiled a ranked list of other European Splitwise alternatives to help you find a suitable replacement. Other interesting alternatives to Splitwise are: Tricount and Splid.

Splitwise alternatives are mainly FinTech Solutions. Browse these if you want a narrower list of alternatives or looking for a specific functionality of Splitwise.

This list contains services from companies based in a member state of the European Union (EU), the European Economic Area (EEA) and the European Free Trade Association (EFTA). You can read more about the listing conditions here.

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Track, calculate and settle group expenses with friends, family or roommates. Features smart algorithms, multiple payment options, and 150+ currencies.

Screenshot of Splitser website

Split group expenses the smart way with an app trusted by over 4 million users worldwide. Perfect for friends, families, roommates, travelers, and colleagues who need to track shared costs.

Key features that make expense splitting simple:

  • Smart settlement algorithm that minimizes the number of payments needed between group members
  • Multi-currency support with 150+ available currencies for international groups
  • Multiple payment methods including iDEAL, Bancontact, and PayPal for instant settlements
  • Real-time tracking where all list members can add and view transactions instantly
  • Automatic notifications when payments are made or reminders are needed

Create unlimited expense lists for holidays, weekend trips, shared households, sports teams, or any group activity. Add expenses and income easily while the app calculates who owes what to whom.

Direct bank integration allows you to receive money straight into your account, making settlements faster and more convenient. The app has earned 50,000+ five-star ratings and continues to be the go-to solution for groups who want to avoid the hassle of manual expense calculations and awkward money conversations.

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Track shared costs with friends, roommates, or travel companions. Split bills fairly, sync expenses in real-time, and settle up with ease.

Screenshot of Tricount website

Track shared expenses without the hassle. Whether you're traveling with friends, sharing rent with roommates, or managing couple finances, this app makes group expense tracking simple and transparent.

Key features that make expense sharing effortless:

  • Real-time expense tracking - Add any expense type (tickets, groceries, fuel) and automatically calculate who owes what
  • Multiple splitting options - Split equally, by custom amounts, or by parts to ensure fair distribution
  • Collaborative tracking - Share your expense group link so everyone can add their own costs and stay updated
  • Smart settlement suggestions - Get optimized payment recommendations to minimize transactions
  • Automatic expense import - Integration with bunq cards for hands-free expense logging
  • Direct payment requests - Send payment requests and receive money straight to your bank account

Perfect for every group scenario:

  • Travelers - Track shared trip costs without money stress
  • Couples - Maintain transparent and fair expense sharing
  • Roommates - Manage rent, bills, and household expenses seamlessly

Trusted by 17 million users worldwide with a 4.8-star rating in app stores. The app eliminates awkward money conversations by providing clear, real-time visibility into who paid what and who owes whom.

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Simplify group expense splitting with automatic calculations, 150+ currencies, offline functionality, and PDF/Excel exports. Perfect for travel and shared costs.

Screenshot of Splid website

Split group expenses without the hassle of manual calculations or awkward money conversations. This intuitive expense-splitting app automatically calculates who owes what to whom, eliminating disputes and confusion.

Perfect for travel and group activities with support for 150+ currencies and automatic conversion rates. Whether you're planning a vacation with friends, sharing household expenses, or organizing group events, the app handles complex splitting scenarios effortlessly.

Works seamlessly online and offline - create groups instantly without sign-up requirements. Enter expenses individually or collaborate with your group in real-time when connected. The clean, user-friendly interface makes expense tracking simple for everyone.

Export detailed summaries as PDF or Excel files for record-keeping or reimbursement purposes. Track spending patterns, generate reports, and maintain transparency across all group members.

Key features include:

  • Smart expense calculations that show exact amounts owed
  • Multi-currency support with automatic conversion
  • Offline functionality for use anywhere
  • Collaborative expense entry when online
  • Professional export options (PDF/Excel)
  • No registration required for quick setup
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Splitwise

Simplify expense sharing among friends, roommates, and groups by tracking who owes what and settling debts with automatic calculations and payment reminders.
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